ITR Filing 2025 – Last Date, E-Filing Process, Refunds & Deadline

Why ITR Filing Matters More Than Ever in 2025

As the financial year 2024–25 concludes, taxpayers across India are preparing for one of the most crucial responsibilities of the year,  filing their Income Tax Return (ITR). Whether you're a salaried employee, freelancer, business owner, or foreign investor operating in India, timely and accurate ITR filing ensures compliance with tax laws, builds your financial credibility, and unlocks several benefits like claiming refunds and applying for loans.

But with constant changes in tax rules, digital filing updates, and stiff penalties for delay, understanding what is ITR filing, how to do ITR e-filing, and knowing the ITR filing last date becomes critical for every responsible taxpayer.

This detailed guide by JustStart is designed to walk you through everything you need to know about ITR Filing in 2025, from deadlines and documents to step-by-step filing and refund tracking.

What is ITR Filing?

ITR Filing, or Income Tax Return Filing, is the process of reporting your annual income, tax payments, and deductions to the Income Tax Department of India. It’s a legal declaration of what you earned and how much tax you paid during a financial year (April 1, 2024 – March 31, 2025).

Whether you are taxable or not, filing an ITR return keeps you compliant and future-ready.

Why It Matters:

• Keeps you compliant with Indian tax laws
• Ensures accurate tax calculation and adjustments
• Allows you to claim a tax refund when excess tax is paid
• Serves as proof of income for loans, visas, tenders, etc.

ITR Filing Date 2025 & Deadline Details

What is the ITR Filing Date for 2025?

The due dates for ITR filing in 2025 depend on your category of taxpayer. Missing these dates may lead to penalties and interest on unpaid taxes.

Late Filing Penalties:

If you miss the ITR filing deadline, you may be charged a late fee under Section 234F, up to ₹5,000. However, if your total income is below ₹5 lakh, the late fee is limited to ₹1,000. You may also lose the ability to carry forward certain losses.

That’s why filing before the ITR filing last date is not just recommended, it’s essential.

Who Should File ITR in 2025?

ITR Filing is mandatory if your total income exceeds the exemption limit. However, even those below the threshold should consider voluntary filing.

Mandatory Filing:

• Income above ₹2.5 lakh (below 60 years)
• Income above ₹3 lakh (60–80 years)
• Income above ₹5 lakh (above 80 years)
• Companies, firms, LLPs (regardless of profit/loss)
• Residents with foreign assets or signing authority
• Individuals claiming refunds or carrying forward losses

Voluntary Filing Benefits:

• Claim refunds (TDS, advance tax)
• Proof of income for a loan, visa, or tender
• Carry forward capital/business losses
• Build financial records for creditworthiness

ITR Forms for 2025 – Which One to Use?

Selecting the correct ITR form is crucial to avoid notices or rejections.

If unsure, let JustStart experts assist in selecting the right form for your needs.

Step-by-Step ITR e-Filing Process 2025

The government encourages digital filing through its revamped Income Tax Portal. Here's how to file:

Step 1: Gather Documents

• Create an ITR portal account using PAN, Aadhaar, mobile number, and email ID.
• Bank and investment statements
• Proofs for deductions (80C, 80D, 80G, etc.)
• Capital gain details
• TDS/TCS certificates (Form 26AS, AIS)

Step 2: Log in or register on incometax.gov.in

• Use PAN as a username
• Secure OTP verification linked with Aadhaar

Step 3: Choose “File ITR” and Select the Right Form

Step 4: Fill in Income & Tax Details

• Salaries, rental, interest, capital gains, etc.
• Ensure income from all heads is reported

Step 5: Claim Deductions

• 80C: LIC, PPF, ELSS
• 80D: Health insurance
• 80G: Donations
• 80E, 80TTA, HRA, and more

Step 6: Preview, Submit & Verify

• Verify via Aadhaar OTP, net banking, or e-signature
• You must verify within 30 days of submission

ITR Refund 2025: Everything You Need to Know

One of the most common reasons for ITR filing is to claim a tax refund. This happens when:

• When the TDS deducted exceeds your total tax payable
• You paid excess advance tax or self-assessment tax

How to Track ITR Refund Issued Status?

• Go to https://tin.tin.nsdl.com/oltas/refundstatuslogin.html
• Enter PAN and assessment year
• Statuses like “processed,” “refund issued,” or “under process” will appear

When Will I Receive the Refund?

• Usually processed within 30–45 days after ITR verification is completed
• Make sure your bank account is pre-validated on the portal

How JustStart Makes ITR Filing Easy

At JustStart, we understand the confusion and anxiety that surrounds ITR filing, especially for freelancers, first-time filers, and small business owners.

Our CA-backed platform offers reliable, fast, and personalized services for both individuals and enterprises.

Services We Offer:

• Filing ITR for salaried, self-employed & NRIs
• Capital gain & property sale reporting
• GST & business tax return filing
• Late ITR filing & rectifications
• Expert advisory & refund tracking

Don’t wait till the last minute. File early with JustStart and avoid penalties!

Common ITR Filing Mistakes to Avoid

Even a small error in your ITR can lead to delays or notices. Avoid these:

• Using the incorrect ITR form
• Forgetting to report interest income
• Not reconciling Form 26AS & AIS
• Claiming ineligible deductions
• Missing the deadline for verification
• Providing the wrong bank details for a refund

Documents Checklist for ITR Filing 2025

Below is a comprehensive list of documents typically required:

Conclusion

With the 2025 ITR filing deadline approaching, avoid the hassle of last-minute stress, confusion, or mistakes by preparing in advance. Filing your income tax return on time and correctly keeps your finances healthy, your compliance intact, and your refunds flowing without delay.

Whether you need a basic return filing or complex business-level assistance, JustStart is your trusted partner in the tax season.

Want to File Your ITR Without Hassle?

Book your free consultation with JustStart today and let our experts handle everything, so you can focus on growing your business or career.

FAQs (Frequently Asked Questions)

Q1. What is the ITR filing last date for 2025?
For most individuals, it's 15th Sept 2025 (Only for this Financial Year, basically it's 31st July). Businesses requiring an audit must file by 31st October 2025.

Q2. What are the consequences of missing the ITR Filing Deadline?
You may face a penalty under Section 234F and lose refund or carry-forward benefits.

Q3. How do I get my ITR refund in 2025?
Once your return is verified and processed, the refund is credited to your validated bank account within 30–45 days.

Q4. Is e-filing mandatory?
Yes, filing ITR electronically is mandatory for most taxpayers, except for super senior citizens (aged 80 and above) who can file ITR-1 or ITR-4 in physical form.

Q5. Can JustStart help with previous year ITRs or corrections?
Absolutely. We assist with late filing, revision, rectification, and notices.

Q6. Can I file ITR without Form 16?
Yes, you can. Use salary slips, bank statements, and Form 26AS to gather income and TDS details. JustStart can help accurately compute your tax liability in such cases.

Q7. What if I make a mistake while filing ITR?
If you made an error, you can file a Revised Return under Section 139(5) before December 31, 2025. Filing through a platform like JustStart ensures accuracy from the beginning.

Q8. Is Aadhaar mandatory for ITR filing?
Yes. Linking PAN with Aadhaar and quoting your Aadhaar number while filing is compulsory for most individuals.

Q9. Can NRIs file ITR in India?
Yes, NRIs must file ITR if they earned taxable income in India, such as rent, capital gains, or business income.

Q10. Do I need to file ITR if tax is already deducted (TDS)?
Yes. TDS deducted by your employer or bank doesn’t mean your ITR is filed. You must still declare income and claim any eligible ITR refund.